An MBA (ICFAI Business School) and graduate from St. Xavier’s college, finance professional with around 20 years of Banking experience. He had worked with HDFC Bank, ICICI Bank & IDBI Bank in various leadership roles like Retail, SME/Corporate lending vertical, Investments, Credit and Risk Management including Operational, IT Risk & Controls. He has also worked in CRISIL Ltd at Asst. Director level.

At NCGTC, he manages various Credit Guarantee Schemes like CGSMFI 2.0, CGS-NPF, LGSCAS, LGSCATSS, CGSSI, CGFSD, CGFF along with Risk and Investment Functions.